fraud warning

Latest Scams U.K.

Latest Scams UK

As you are aware from my site, I am passionate about helping people. From making you aware of the latest and most commonly used scams to recommending and reviewing credible online offers and helping to motivate and inspire people.

The latest scam that is becoming more common is not actually on the internet or emails but mobile phone texts according to the Action Fraud department at the National Fraud and Cyber Crime reporting center.

This text scam first it Action Frauds radar in June 2016 when they first announced it on their website. Its more concerning as its targeting banking customers which makes it a problem as a high number of customers use mobile banking. This type of scam has been labelled smishing.


Method of the Scam

The way it’s designed to deceive is by sending a text to a victims phone pretending to be their actual bank and explaining that a new direct debit has been required to be set up and that they request the victim to contact the bank on the number provided on the text if the direct debit has not been authorised by the account holder. More often than not these bogus messages will attempt to alarm you and will read with urgent intent that you need to act urgently or face serious consequences.

Without thinking most of the time a person will phone the number without giving it a second thought as they may be a little alarmed or annoyed that this has been set up with their say so. Once they have the persons personal banking details to clear security checks to get verified the scammers have control of your bank account and will empty it within minutes.

Very sadly this became reality for one poor lady from Wales as she was tricked out of her late fathers inheritance for the sum of £71000, This lady was brave enough to go on a national breakfast TV show to talk about it she is quoted as saying:


Cell Phone Scams via SMS Text
Be wary of Text message from numbers you do not know.


“I received the text, but this wasn’t unusual as I’ve had messages from them before. It said there had been suspicious activity on my account, asked ‘do you recognize this transaction?’, if not call this number. I clicked the number and it called through, and the call went on for 30 minutes. The man I spoke to was lovely, we built up a rapport and he said they would send me a new card in three days.”


This lady is an intelligent woman and it just shows how sophisticated and heartless these criminals are, This is by far the saddest story #i have researched so far in the series of latest scams UK.

Sadly she has not received any of the money back as her bank explained she gave her details to a third party allowing them to access her account. They have managed to retrieve £2250 back for her but in a statement the bank explained that if there has been no Banking error and the customer as given security details willingly they cannot be held responsible.

The Financial Ombudsman stated “Whether someone is able to get their money back following a fraud depends on the individual circumstances of each complaint and whether we find the victim’s bank has made an error which has helped contribute to the loss.”  

Between April 1, 2015, to February 8, 2017, it received around 6,000 new complaints about disputed transactions in the UK. I urge you all to be vigilant.

Never respond to texts of this kind as more often than not they could be fraudulent. Fraud Action strongly advise that you only contact your bank or any other company who you have accounts with and hold personal information on you to phone the number that is on that company or banks letterhead or statements but never a text message or email for that matter.

comment below to share your views and also if you have ever received a fraudulent text


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6 thoughts to “Latest Scams U.K.”

  1. Oh man, it does seem these scams are much more prevailant nowadays. Whether it’s your bank account, or your identity, it can be scary.

    Thank you for the heads up, I’ll keep this in mind!

    1. Hi William

      If I can make just one person aware and safe them from this ordeal then it will all be worth it but your right it is scary!

  2. This really is sad, it goes to show the kind of world that we live in but thanks to website like yours we can always be informed of who and what to look out for. Thanks for sharing.

    1. Hi Norman

      many thanks for your support, we need to keep spreading the word! I really don’t know how these people who scam can sleep at night.

  3. Hi Darren, I’m so glad I read this post! I had not heard about this type of scam before and it’s important that more people are informed about this. There are people are trying to scam us all the time and unfortunately, we need to be vigilant against this. Thanks Sean

    1. Thanks Sean

      If I can help one person then I’ll be happy, too many hard working people become victims to these horrible devious people

      Take care buddy

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